Escape high-interest debt traps. Access up to 50% of your salary at an FSRA-approved 15% flat monthly rate. Repay early and convert unearned daily interest directly into your EasiRewards balance or cash out!
Transparent FSRA Cost Breakdown
Miki is our Know-it-all-in-chief: equal parts accountant, auntie, and arbiter of nonsense. Here is our promise to every borrower in Eswatini.
Only three numbers: interest, admin, and payroll. Disclosed upfront before you sign. If anyone whispers otherwise, send them to Miki.
30 days is 30 days. If you struggle, we talk civilly. Your liability never compounds or grows out of control.
Interest is calculated on exact calendar month days. Pay early and get unearned daily interest refunded directly to your account.
Your early repayment interest rebate can be saved in EasiRewards to build credit tiers or cashed out instantly to MoMo/eMali.
Interest is charged per day. Repay early and choose whether to send the unearned interest rebate into your EasiRewards savings or cash out directly to Mobile Money!
Calculate unearned daily interest on early repayment
Designed for formally employed workers, corporate employers, and institutional partners across Eswatini.
Fast, fair payday advances from E200 to E5,000 within 24 hours. Repaid quietly by single payroll deduction on your next payday.
Automatic savings cushion & early settlement rebate hub. Receives 10% auto-savings plus unearned daily interest rebates upon early repayment.
Our circular benefit model shares 33% of gross interest generated back into a ring-fenced employee year-end bonus pool.
Your EasiLoan interest rate starts at 15%. Every on-time repayment builds your trust score and automatically unlocks lower rates for future advances.
No complicated paperwork or re-application needed. As soon as payroll clears your repayment, your next rate drop triggers automatically.
EasiBucks is built for every worker in Eswatini. Access your loan status, request advances, manage your pro-rata EasiRewards rebate, or talk to Miki on any feature phone or smartphone without internet connection.
Institutional investment structures and earning pathways for community partners across Eswatini.
Pooled capital backing salary-deduction loans with fixed contractual annual returns.
Uncollateralized debenture notes for high-net-worth mentors scaling the loan book without equity dilution.
Corporates pre-fund a dedicated lending pool exclusively for their workforce, fully managed by EasiBucks.
Earn E500 per employer onboarded plus 0.5% ongoing monthly loan volume commission. No license required.